This is the way. I'm in the same boat.

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I tell anyone starting their “careers” now to skip the 401K shit. It was a scam. It is a scam.

It took a long time to figure this out though. Now we know.

BUY BTC. Move to cold.

I owned gBTC and mstr early for the same reasons. Just followed the 401k employment match path before Bitcoin made sense. Also wanted to support Saylor sticking his neck out, made a huge difference.