Where? I was referring to the fact there is no 3rd party you have to trust in terms of the money.

If guess you mean I am using software products to do it which are middlemen?

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Alby is a custodial lightning wallet, so you have an account with them (and keys for your on chain self custodial wallet)

Or am I missing some details?

That’s likely totally correct. I’ll report back if not.

I guess my point was more around the movement of a bearer asset rather than a fiat currency

But thanks so much for the input! It’s how we learn