Am I mistaken or isn't it possible in most wallet software (eg Electrum) to just spend a UTXO again as long as it's not spent confirmed? I remember having done that in the past. So it's an "unknown" RBF

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I am referring to the scammer RBFing

yes totally understand, wasn't clear sorry. I meant more the previous comments about needing the right tools and special technical skills. If you use the right wallet software you don't need any extra skills right? Or which tools do you use to create a PSBT in such scenarios?

Random bitcoin-cli commands and obscure tools