It is smart to think about your UTXO sizes.
It could be smart to also think about a LN position.
If fees explode, and/or memory pool becomes huge, it could be smart to have some months worth of expenses on LN.
Why do you have 'taxes' in your bio?
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One of the biggest burdens to become financially independent are taxes.
Ignoring taxes is such at your own risk.
You could setup your life in such way that you don't pay taxes at all, it's even better than simply ignoring.
