With any centralized organization, who is running it absolutely matters. I am not interested in discussing specific organizations, but I seem to recall Caitlin Long and her own valiant efforts being treated unfairly by the current system as well.

If you want to dive into the subject, I can merely point you into the direction of the many, many talks from Warren Buffett and Charlie Munger on the challenges and follies financial institutions have with remaining honest in the present system.

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By the way, I fully recognize there’s nuance to all of this.

Drugs can and do harm more than just the users, in addition to exposing said user to unintended consequences (ex: the fentanyl epidemic).

Banks provide the best, cheapest, and oftentimes only source of capital for so many people in their communities.

I do associate with bankers and do not associate with druggies.