Why wouldn’t you convert your emergency fund stored in fiat to Bitcoin?

This is the question I’ve been asking myself lately…

We know fiat is worthless, and loses its purchasing power on the daily…

Bitcoin is also very liquid, and if an emergency ever did happen. You could liquidate if needed (and probably have MORE money due to the increase of price in Bitcoin) OR simply use credit if needed to cover the expenses.

Is this how the people who are ALL IN on Bitcoin thought that made them go ALL IN?