Thanks Andy. Do you refer to interest rates on a loan?
Bitcoin is pristine collateral. Eventually every institution will happily take it to securitize any size loan at near-zero rates since global liquidity means that collateral can instantly settle the loan contract, 24/7. Additionally, the taker can also very easily top up their commitments as needed. Finally, all this can be programmed, unlike any common asset (stocks, real estate, gold...).