Debt isn’t evil. It’s capitalism asking:

“Can you turn $100K into $500K before I ask for $120K back?”

That extra $20K is just interest, the fee to borrow money.

Use that $100K to build a business, buy assets or invest in skills.

If it earns you $500K, the $20K interest is just background noise.

Debt isn’t a trap, it’s a tool.

But only if you know how to use it.