I would hope everyone would review the transaction confirmation screen including seeing the fees paid before confirming the transaction. I like using Muun to send my btc to cold storage. I check the mempool and send when transaction fees are low. Or I send via CashApp if I want to pay no transaction fees.

Never had any issues using Muun.

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On-chain with no seed phrase. Lightning that can’t zap.

Ain’t nobody got time for that.