human nature and greed will always lead to fractional reserve, i would take a proof of reserve ecash mint over a privacy one. If you could do both that would be even better, but that has similar issues to zcash where you have to hope there isn’t an inflation/supply bug.
I think both are doable with single-use seals. Maybe not 100%, but close. Would need to be tested.
https://petertodd.org/2016/commitments-and-single-use-seals
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