AI, as a society changing tool and not "sentient life form," already exists and is accessible to everybody and developing EXPONENTIALLY! And fiat is already a major issue because chargebacks are prevalent. That electricity is an immediate charge to them and cant be refunded so they take the loss. Not only do they need a digital BEARER asset to solve a MAJOR issue in their industry, but this also allows these AI to communicate and TRANSACT with each other. These are the tools that are going to LIBERATE us from what would otherwise be surveillance beyond anything humanity has ever witnessed or conceived