Bitcoin doesn’t scale, lacks Turing-complete smart contracts, and likely never will. Bitcoin Layer 2s keep coming, but I prefer bridgeless options. That’s why Arch Network interests me most right now.

Still, I’d probably reach more users and profit most by deploying dApps on Stacks, and I might. But Arch has my attention. Using Bitcoin Layer 2 for DeFi is better for Bitcoin than using DeFi on Ethereum or Solana.

DeFi is here to stay, the only question is which tribe dominates it, and since Bitcoin clearly is where the monster liquidity sits, this is an opportunity for Bitcoin tribes to thrive, or they’ll throw it all away, allowing others to become the DeFi rails.

Unlike most, I don’t think people who are buying Bitcoin in 2025 are going to hodl, they will eventually realize they were grifted, and while Bitcoin is a fantastic store of value, it won’t be making them rich anytime soon. These people will likely look to leverage their Bitcoin, bankers and Ethereum already are offering these primitives.

There is no stopping the latecomers from later realizing they aren’t going to get the gains they are being promised because they are sitting on the wrong end of the S-curve chasm. Don’t expect Bitcoin influencers to be honest, they will never tell you that.

But I will. I only think that yes, buy and stack Bitcoin, but no, it won’t make you rich, it just becomes a pedestrian asset in your portfolio, and you’re probably going to want to leverage it somehow. DeFi is where you’ll likely head, and if you do, I’d rather you do it on Bitcoin Layer 2s that contribute back to the Bitcoin security budget and are part of the overall Bitcoin ecosystem.