Bitcoin ownership is a bit like gun ownership. It’s pretty simple and straightforward, but if you don’t know what you are doing and have unsafe practices you can absolutely destroy yourself.
Also you NEED to know how both of them work to protect yourself. You cannot rely on others to hold your keys to save you, just like you cannot rely on others to hold a firearm to save you.
nostr:note1fekdfprgh79qd5nqfzdm6vcew6swd4xxx6n4qju9pvd62nfhezasrtn9ez
...and autocrats will try to convince you don't need either.
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Same for full nodes, BTW.