A universal basic income, or a universal high income or no money at all means nobody will have anything to forgo in the present to improve the future, there will be no need for human intervention to pursue an endeavor and nobody will value another person's skill, knowledge, labor or time over their own.

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Whos improving the future

To save money is a way to sacrifice the present for a better future

You sounding really fiat right now…

Argument please