BTC is a lifeline for so-called "generation rent", a new way to build wealth without getting trapped in the rate race.

For those with the means, the overwhelming majority still follow in their parent's footsteps and hope to build wealth through their home - sad to see.

The birth rate in the UK is <1.6, and adjusted for the debasement of the £, housing is flat at best (and down at worst) in real terms over the last decades.