Replying to Avatar Rajat Soni, CFA

Real estate and stocks are a scam but 99% of people aren't ready for this conversation yet

#Bitcoin    will take over both of these markets over time

Real estate is a way for governments to extract property taxes and for banks to earn interest

Governments want home prices to go up so homeowners feel a false sense of security and pay more in property taxes over time

Banks want prices to go up so they can hand out bigger loans and earn more interest

Stocks are a way for Wall Street to earn profits

When you can hold your own assets, you don't need the financial industry to hold them for you and governments also can't track your wealth

How many people hold the deed their house or stock certificates?

Probably less than 1%

This means the financial industry owns our assets and it can take those assets away from us

Stocks are held by custodians and they can do whatever they want with your wealth

GME is the best example of this scam

Hedge funds were shorting more shares than what was in existence

They were intentionally trying to bring the stock to zero to maximize their profits

Real estate should NOT be an investment but we've been brainwashed to believe it is

We use real estate as collateral for debt

The wealthiest people have hundreds or even thousands of units and they are being used as savings accounts

When people buy more houses than they need, they compete with families who are trying to buy a house to live in

This pushes house prices up and prevents people from having a stable living situation

Bitcoin is an abstract concept and many retail investors get angry at the idea of it being widely used as a savings tool

EVEN THOUGH IT WOULD DIRECTLY BENEFIT THEM

I agree with MOST of what you are saying in this post, but feel it’s important to point out that governments *can* track your wealth if you buy on centralized exchanges — which most people do. Various politicians have been proposing a wealth tax in the US which would be easy to do with ₿ by simply comparing the amount an exchange states you purchased against the amount you report you sold on your tax return.

Further, governments are going to get creative in finding a way to tax ₿. For example, France recently proposed a new rule for what they deem “unproductive assets” in order to specifically target cryptocurrencies. I don’t if either of these will come to pass, but it shows they are making an effort.

Lastly, I should point out that this is what really bothers me when nostr:nprofile1qqs2xs05tluhtr6hpgsmqqxp04898gayjlyrjlexcrndv8j6el784xqpzfmhxue69uhkummnw3ezua3sdshxjmcpz3mhxue69uhkummnw3ezummcw3ezuer9wca8edre refers to bitcoin as “digital property.” We pay property taxes on property! Rather, IMHO, we should be referring to bitcoin as “digital currency,” which it is, so that it’s not taxed differently (or additionally) as we would with holding any other currency. At most, if we had to compromise we could settle on calling it a “digital commodity” if that would bring more fairness within the regulatory landscape.

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