utxo ownership is going to be too expensive for most people, let alone lightning channel ownership.
Discussion
It's pretty crazy to think of.
Since Alby is pivoting, I signed up with a bunch of cashu/fedi mints while I figure out how to self host Alby hub. It was pretty easy, super low barrier of entry, and someone else runs the node.
Mints and federations are going to have be how people get into Bitcoin when they only have access to small amounts, like 100k sats or less.