There won't be a non-tech 99% because they can just have their AI set up their AI.
How does the non-tech 99% install Linux? They download Ubuntu and carry on.
Discussion
Don't you need hardware to run your own AI? Can't be as simple as a 200$ laptop correct? How do you have AI set up your own AI?
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A 200$ laptop in 2023 can run a LLM, I imagine a 200$ laptop in 2033 could run the latest toy.
And your 2029 laptop would tell you how to set up your 2023 laptop.
With a 3090 graphics card (or two) you can run an AI that is nearly GPT4. And there are smaller cpu-only models that run great too (gpt4all). There are models that run on a phone (Doctor Dignity) and even smaller ones in the works (Tiny Llama 2). The pace is so fast the hardest thing is to build a product that isn't obsolete in a month.