The limits on holdings are to prevent massive bank runs on day 1 by the way. Because interest are near zero anyway here, it would be a lot more sensible for EU citizens to keep their savings with the ECB, instead of a commercial bank that can go bankrupt.
JUST IN: ECB announce first progress report on the digital Euro
Features:
- easier to surveil you
- easier to deplatform you
- easier to freeze your account
- “just trust us bro” level privacy
- limits on how much you’re allowed to hold in your account
https://www.ecb.europa.eu/euro/digital_euro/progress/html/ecb.deprp202406.en.html#/search/Security/1 
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