Iβm a Protestant; my perspective is people are saved by repenting of sins theyβve committed, choosing to turn away from future sins, and pursuing a right relationship with God β matters of the heart, which the ritual of baptism demonstrates to the community.
Like you can be legally and factually married without having a wedding with friends and family invited, but having a wedding demonstrates your marriage to the community so they can both celebrate and hold you accountable.
The common Protestant view which I share is not that people are born with sins already committed that need cleansing, but that theyβre born with a tendency to sin that will certainly show itself.
Iβd love to talk about this with you more; maybe next time we meet up in person would be better!