I've thought about this situation because it actually happens a lot. It seems as if death is nearly impossible to prevent. I've decided that if I'm ever in this situation I will remove ALL of my clothes before the police arrive.

No way they can suspect a gun in the hands of a naked man.

The sight of nakedness will also likely change the mindset. Less fear.

The punishment for public nudity is usually a misdemeanor depending on the context.

Better a fine and community service that be shot with the police saying they thought you were reaching for a gun.