Here’s a piece of code I just finished. I might add some more things but at a good stopping point. I like to think that I am getting better. I made a real effort to include notes and full names so others can figure out what I am doing. Eventually I want to build a portfolio on GitHub.

#[0]​ #[1]​ #[2]​

Copy and paste it in and let me know what you think. This is my 6th project so if anyone has improvement suggestions please let me know

# Budget Calculator based on 50/30/20

# A fun project to play with

# Define each calculation to make it modular, organized, and reusable

def savings_calculation(income):

return income * 0.2

def yearly_savings_calculation(income):

return (income * 12) * 0.2

def emergency_savings_calculation(income):

return (income * 0.8) * 6

def emergency_savings_months_calculation(income):

return ((income * 0.8) * 6) / (income * 0.2)

def essential_expenses_calculation(income):

return income * 0.5

def non_essential_expenses_calculation(income):

return income * 0.3

def inflation_loss_calculation(income):

return (income * 12) * 0.06

def calculate_debt_payment(debt, income):

return debt / (income * 0.2)

# Introduction Output

print("This is a simple program that explores what a 50/30/30 budget would look like for you.")

print("This is not intended as financial advice, only a educational tool.")

print(" ")

# Get input for monthly income

# loop to insure number input only

while True:

try:

income = int(input("What is your monthly take home income? $"))

except ValueError:

print("Invalid response. Please enter a number only.")

else:

break

# Calculations

savings = savings_calculation(income)

yearly_savings = yearly_savings_calculation(income)

emergency_savings = emergency_savings_calculation(income)

emergency_savings_months = emergency_savings_months_calculation(income)

essential_expenses = essential_expenses_calculation(income)

non_essential_expenses = non_essential_expenses_calculation(income)

inflation_loss = inflation_loss_calculation(income)

# Output print

print(" ")

print("Your monthly expenses for essential expenses should not exceed: ${:.2f}".format(essential_expenses))

print("Essential expenses would be food, housing, utilities, things of this nature.")

print(" ")

print("Your monthly spend on non-essential expenses should not exceed: ${:.2f}".format(non_essential_expenses))

print("Non-essential expenses would be cable tv, subscription services, fun and entertainment, things of this nature")

print(" ")

print("Your monthly target for savings and debt payment: ${:.2f}".format(savings))

print(" ")

print("You will save: ${:.2f} this year by following this plan".format(yearly_savings))

print("Your loss in purchasing power due to inflation this year is: ${:.2f}".format(inflation_loss))

print(" ")

print("Your emergency savings goal is: ${:.2f}".format(emergency_savings))

print("It will take you {:.0f} months to reach this goal by using your monthly target for savings and debt payment".format(emergency_savings_months))

print(" ")

# Debt input and tree

# loop to insure yes or no input only

while True:

try:

debt_question = input("Do you have debt? yes or no? ")

if debt_question.lower() == 'no':

print("Great Job!")

elif debt_question.lower() == 'yes':

debt = int(input("How much total debt do you have? $"))

debt_payment = calculate_debt_payment(debt, income)

print("It will take you {:.0f} months to pay this off using your monthly target for savings and debt payment.".format(debt_payment))

else:

raise ValueError("Invalid response. Please enter yes or no only.")

except ValueError as e:

print(e)

else:

break