Good stuff man, what are your current interests in terms of budgeting and finance? do you have a table that you curate of your incoming expenses and income, or do you use a software like mint etc...?
Discussion
I have a excel spreadsheet i did up, matched the boxes to my fit. The fin tech apps are amazing i love their features that are encompassed around financial stability but for me my “Monthly Financial Budget” spread sheet is like sorry for my lack of terms but its like a bible. A visualization really helps you get there and see it and start changing those habits ad opposed to the fintech telling you where your money is going. If you use both you have a very good chance to achieving that goal. I hope that makes sense. Pro tip download a generic template offline because doesn’t mean it wont work or is less than making your own. When you see it and you see the numbers it does hit different. Its also very fun trying maximize that savings from your gross income or salary.