Why not just take a personal loan that doesn’t involve your bitcoin?
Discussion
Because 1. That's complicated. 2. It's only available to some people in very few countries.
Also, to someone who quit their job, lives in a fort with solar panels and hens....there is no financial institution to get a loan from.... But that person will want to take advantage of a 58K price
You do you. Your situation does not describe most people.