They do, bankers do. When they see that you might want a credit they send you a letter or call you. Over ten years ago a room mate of mine got called by a banker and he said word by word 'I looked through your account and I think I can get you a good credit for what you are saving on. You are saving up, right?"
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It’s even worst in Africa they are in charge of your daily spending
They can freeze your account anytime they want to or block you from spending your money
The money has been rig since the early 90s
Yeah, one of my friends works in a bank. I called him to get some information about my account, and he just gave it to me. No password or OTP was required.
They have access to everything. It's pretty disturbing when you think about it.
Wait until you discover how all the programming companies, who are responsible for the bank's software (include online banking), can take a look at your accounts whenever they want.