Fiat money is very high time preference, focused on individual happiness rather than deep purpose, like making a family. The happiness ethic has created a culture of sexual indulgence, which is causing demographic collapse.

Sexual indulgence is high time preference and in particular, it destroys families, or never creates them in the first place. Without families, there's no stable structure to build off of.

People build because they have a low time preference, because they think about the future and they want to make it better.

Civilization and sexual indulgence are at odds with each other.