People in the comments saying I'm wrong aren't offering any solution. Give me an open source, custodial wallet that "just works" without requiring me to self-host something or pay for something.

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Wallet Of Satoshi (outside of the states)

Phoenix wallet get it from github

Minibits wallet for android

Ecash lightning wallet for ios

Come hang out with poor people and we will give you the scope

Custodial:

Wallet of Satoshi

Blink

Idk if Blink restricts US users like WoS 🤷‍♂️

Sad. I tried

the problem isn't lightning, the problem is the united states

aqua

cashu.me - find a mint at bitcoinmints.com

It’s the “custodial” requirement here that gets you no answer. Ignore that and there’s a few Breez SDK wallets, some LDK-node ones coming soon, plus Mutiny, Phoenix, etc. custodial wallets aren’t legal without KYC most places in the world…

breez