I'm not sure this is a consequence of not having guns. Historically, Napoleon armed a peasant army and forced a nationalism in response by the other powers. As opposed to continuing the anarchic system of nobility and family sovereignty. This is the end result of that nationalist Europe which in a large part was possible due to industrially produced cheap guns of the Napoleonic era. Nationalism needs money to provide services, is all.
This is a result of a difference in culture, not the gun culture but of individualism vs nationalism.
Europe never had an individually focused period. Europeans who sought that kind of thing went to America. Europe went from family blood and Tribe to Nation while America had it's period of conquering the West, relying on rugged individuals to cut the wild and build the infrastructure for basic habitation.
Guns are not for everyone but individualism and self-sovereignty, especially with Bitcoin, nonviolently, is for everyone.