Makes sense, but it is not always the truth.

There are engineers graduating to make things simply break with time. That on hardware and software level.

Companies are forcing subscription on hardware already installed in machines (Mercedes, bmw, for example). It is a way to show that you (person) already don’t own anything.

Apart from that, government, with a stroke of a pen, can use violence and take everything away from you.

And on top of it, we have what you said with high time preference for most people. That’s why bitcoiners have a great generational advantage over the masses, at least on theory level.