The state of UK payments for shops at the moment is criminal. I deal with lots of independent coffee shops who buy our products and they are all battling with this.

Payment providers a charging variance of a flat fees of 10p + 2.5%, charging an epos rental charge and fee to keep you online.

If you layer this on to the post #covid pandemic’s push towards a cashless society and the fact that banks are now charging for paying in cash (if you can find one open) then small businesses are having a real bad time of it.