This seems to be the case -- though in time with more relays, I think it'll be less of an issue as far as 'true' censorship -- but rn ... i kinda look like at it as similar to having less than say 3-5 confirmations 'on chain' re: BTC -- Beyond that, pretty much irrevocable...but before that there's theoretical edge-case room for shenanigans but it typically take alot...and we're typically talking like...CEX/DEX level shenanigans rather than individual/retail/consumer...if that makes sense...