Paper Bitcoin isn't Bitcoin and I feel full certainty saying that

Idk if Monero could have counterfeit coins on its chain so I wouldn't put too much of my savings in Monero

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Thats a you problem for not auditing

Nope, there's no point auditing when it would be too complex to explain to everyone and thus not change the result that Monero is perceived as potentially having counterfeit coins

Why did you even need this explained? Seems like you're discussing this in bad faith, wasting my time with bullshit