So no solution for world improvement for everyone, rather an optional individual lifeboat for those who want it. Okay, valid thought.

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Everyone can opt out once the system reaches some minimum viable product that can be easily adopted. It's why people are building tools/markets/communities to make it accessible worldwide. You can opt out, now, but it takes a lot of work.

The idea that world improvement for everyone has to come from the top down is something that needs to be unlearned.

It's a digital secession of the plebs.