i will never shitcoin (again). i did that several years ago and learned my lesson. i will never trade (again). i tried to do that several years ago and learned my lesson. it's easier to just buy bitcoin, hodl, and spend and replace when needed. beware of scammers asking you to do anything beyond that.
Do something useful and save your surplus in sats.
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Simple. (Not easy.)
Absolutely. It takes strong will.