This is a really fair point. I like the idea of having an AI to be a sounding board, just to bounce random ideas off of. But that AI would have to be private. Also I don't want to spend a lot of time learning how to communicate with it.
What has been helpful is Brave browser's AI search result. I can't comment on other browsers/search engines.
It feels like everything else that a computer *could* automate, I've got it handled. I don't want/need help writing things. I enjoy shopping, when I do choose to buy products and services. There just isn't that much else there for me right now, except for that personal private sounding board.
I think AI will best be used by companies to provide cheaper products/services to me that I already use, or just obfuscate entire methods of action, like email did to snail mail (and couriers, copiers, lots of things.)