Only putting $5k/yr is tough. But the spins and the odds are, roughly, twice as good with +.

I’m able to pay my rent with it and at these prices that nets me ~100k sats almost every time.

If you can pay your credit card off via Paypal, its totally worth it. The process is clunky and slow but pays for itself 1000 times over.

I’ve had the Fold card for less than 2 years and have earned over 5 million in sats.