The only one I see Monero could have a problem with is the last one about offline payments because at least embedding QR codes in paper bills with scratch-offs or other methods are kind of cumbersome to check and make sure.
6 Criteria of ideal Electronic Cash
by T. Okamoto and K. Ohta
🌍 1. Independence
Electronic cash should be usable without relying on any physical location or time constraint, much like physical cash.
🔐 2. Security
The system should be secure against attempts to counterfeit or double-spend the digital cash.
🕵️ 3. Privacy (Anonymity)
Transactions should protect user identity to ensure privacy, similar to transactions with physical cash.
🔄 4. Transferability
Electronic cash should be easily transferable between individuals without needing a third party.
➗ 5. Divisibility
The system should support division into smaller units, facilitating transactions of various sizes.
📴 6. Off-line Payment
It should be possible to conduct transactions in off-line modes, without needing real-time connectivity to a bank or a network.
These criteria are aimed at creating a digital currency system that mimics the characteristics of physical cash. They addressing the needs for privacy, ease of use, and security.
Referenced by Nicolas van Saberhagen,
CryptoNote Whitepaper
https://web.archive.org/web/20140626042305/https://cryptonote.org/whitepaper.pdf

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