The only appropriate response to someone telling to how you should use your Bitcoin is GFY. Bitcoin is permissionless, you do you.
I think what you're experiencing is just a phase you go through. The feeling of not having enough Bitcoin is much stronger early on your journey.
It passes when your Bitcoin savings dwarf your fiat savings & income. When most of your value is sitting in Bitcoin. Buying Bitcoin non KYC & then watching it appreciate in value really helps this whole process.
Bitcoin changes you. Don't try to force the changes, just start becoming aware of them.