Subnostr

I think the only real value right now is stacking on bill payments where debit is accepted

That’s what I was thinking as well. Searching those out as most won’t accept Fold/debit.

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Yeah would be nice if you could actually use the damn card all the time.

Still grateful for them, have a lot more sats than if they hadn't existed.

Agree, unfortunately it appears nearly all of the added incentives have been eliminated.

Citi cards let you pay by phone but mortgage stacking is gone as is amex etc through PayPal.