Replying to Avatar Keith Mukai

Dumb question: I want to pay my mortgage w/my Fold card.

Next due date is Aug 1st. My regular autopay would go out Aug 3rd.

WHEN do I make the manual payment?

I’ve had weirdness with loans before where a payment received BEFORE the due date is applied as an extra payment for the PRIOR period but then I would STILL owe the upcoming payment amount AFTER the due date. I don’t want the bank telling me I owe them a second mortgage payment.

tldr: “due date” really means “pay AFTER this date, but within 30 days.” Yes?

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CatJP 2y ago

Due date is the date you pay. Full stop. Don’t pay after that date, otherwise you will be paying it late and may incur a fee

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