Facts. Vast majority of low to middle class make zero effort to acquire any assets at all and are perfectly content with simply collecting a paycheck every 2 weeks and doing nothing else with their money
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its worse than that - some are pridefully unperturbed when I tell them they are losing their savings at a rapid rate... loudly proclaiming "I don't care."
at which point they are ruthlessly and publicly shamed and consigned to the dustbin of history.
After being poor and between jobs for several years, the first time I got a decent job all I wanted to do was figure out how to not go down that path again. Turns out this "working hard" thing is worthless if the game is rigged. You have to play a different game.