I personally stopped mine. Even with the match, I personally believe Bitcoin will outperform the fiat increase and the match. Also, no guarantee our govt doesn’t rug us on the tax rules, equities tank, or many other risks. I also like having a liquid asset holding its own value not subject to the whims of a custodian and my employer if I had a real life changing emergency.
Discussion
Great points
That is my biggest fear. Governments in other countries have rug pulled retirement savings accounts in the past. The US may one day think it's a good idea. I've been drawing down mine but I need at least another 3 years (trying to avoid certain tax brackets).
Wouldn't surprise me if one day those thieves say... hey we're going to replace your 401K holdings with these special government bonds that pay a guaranteed rate of x%. They're as good as cash in the pocket. We promise.
