Fixed rate mortgages are great for protecting yourself from a bunch of unaccountable bureaucrats who can jack up the price of your loan post facto whenever the fiscal weather changes.

Instead, you get fucked over by a bunch of unaccountable bureaucrats who print an insane amount of money out of thin air, spiking the property value, which the tax authorities use to jack up the price of your loan post facto.

When you get that first bill of the new year: