I’ll give it a try. I don’t mind. Just one thought:

1.think of your lightning wallet as your “bill fold” you carry only a small amount of cash(cash for the weekend, or night out), rug pull won’t affect much.

2. Think of your “software” self-custody wallet as your checking account.

3.think of your hardware/cold storage as your savings account.

If you think that way, fees/convenience dominate the lightning wallet choice. And just like loosing your billfold (it sucks) but won’t affect your destiny.

Features/convenience dominate the “software” wallet. This wallet is self custody and keeps a month or so of working cash. Typically hooked up to an exchange for moving coin in and out, and sending to your LN wallet.

security dominates the cold storage wallet decision (e.g. multi-sig air-gap multi-vender etc…)

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Got one more datapoint:

I sent 25600 sats to both here is what arrived:

Wallet of satoshi -> 25,472 (0.5%)

Breez …………….. -> 20,625 (19.4%)

Phoenix wallet …-> 22,600 (11.7%)

So if using regularly and keeping small working cash sats I would recommend wos.

Got one more data point, the Noah app.

I sent 25600 sats to each wallet here is what arrived:

Noah ……………… -> 25600 (0.0%)

Wallet of satoshi -> 25,472 (0.5%)

Phoenix wallet …-> 22,600 (11.7%)

Breez …………….. -> 20,625 (19.4%)

Noah is a web based app, but WOS HAS an iPhone app. I would recommend WOS

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