PEOPLE WHO DO NOT SELF CUSTODY BITCOIN, THERE IS A NAME FOR THEM, WE CALL THEM POOR.
I’m not putting my net worth on a god damn thumb drive. I’m diversifying risk across counterparties. You do you.
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Good luck if they ever arbitrarily decide to freeze your account.
Good luck to you, too. Most Bitcoin is lost through self custody mistakes.
I’ve never lost anything using self custody. All losses have been due to exchanges and custodial wallets getting rugged.