Right. And that is why I call it the point of no return. It is the event horizon. We might orbit the singularity, but that is where we will ultimately be headed. It is the financial version of this:
https://www.youtube.com/watch?v=6akmv1bsz1M
Debt is gravity, interest is the acceleration, and escape velocity is when the interest balances the ability to pay. We will find ourselves in a economic black hole, and I think soon.