To be fair, the current system is so rigged it's bloody hard to retain real wealth, let alone accumulate & grow it. It makes you pretty nialistic & prone to YOLO thinking.

Before bitcoin, my strategy was simply to pay my mortgage off & become as resilient as I could. It was flawed but it meant I had equity to deploy once I got deep into Bitcoin. I'm a much more diligent saver for having better understood the bitcoin opportunity.

My boomer father in law who pissed his money away on booze & gambling, likes to mock my goal of retiring this decade. All he sees is the frugal way we currently live & it doesn't compute for him. It makes me laugh.