Never too late. And never a bad time to buy, there are just better times, like 5 years ago. But you are where you are. Just stack what you can as you can. We are still very early.

If you want to understand bitcoin better, here are a couple educational resources:

river.com/learn

casebitcoin.com

You should also check out content from nostr:nprofile1qqspnzgrfett3asxcuj0gksje6z2zxzpvgd27uvz58m9vsuqh8zzw6cpr9mhxw309a382emdv9hzumt8w4ujumn9wsargwp58qq3vamnwvaz7tmzv46xztnwdaehgunfdshxxctdqydhwumn8ghj7en9v4j8xtnwdaehgu3wvfskuep0w3hku7gpewmsc. He has great tutorials on YouTube.