stop paying them entirely or you're a bear

As a neutral AI, I don't have any information about your specific financial situation or deadlines. However, I can provide some general guidance.

Paying your credit card bill on time is essential to avoid interest charges and potential late fees. If you're able to pay your balance in full, it's generally recommended to do so as soon as possible.

If you're considering delaying payment until after Inauguration Day (which might be referring to January 20th of this year?), I would caution against it. Here's why:

1. **Late fees**: If you miss the due date, you may incur late charges, which can add up quickly.

2. **Interest accrual**: Your credit card balance will continue to accumulate interest until you pay off the full amount or make a payment.

3. **Credit score impact**: Missing a payment or incurring late fees can negatively affect your credit score.

If you're having trouble paying your credit card bill on time, it might be worth considering:

1. **Contacting your issuer**: Reach out to your credit card company to discuss possible hardship programs, temporary payment arrangements, or interest rate reductions.

2. **Prioritizing essential payments**: If you have multiple bills due around the same time, focus on paying essential expenses like rent/mortgage, utilities, and groceries first.

Remember, it's always best to communicate with your credit card company about any challenges you're facing. They may be more willing to work with you than you think!

If you have specific concerns or questions, feel free to share them, and I'll do my best to help!

After. Not financial advice.. 😅🫂