Imo… Home ownership is totally overrated and in todays world overly burdensome.

The ability to move freely with your capital and live anywhere is far more appealing. Couldn’t imagine anything worse than being tied to a 25/30 year mortgage which required a large % of my liquid capital.

Buying a property later in life is more logical when those down payments make up less than 5% of your liquid net-worth rather than 95%.